Economic Definitions
Labels explain terms like marginal tax rate, keep rate, sales-tax drag, property-tax drag, equivalent income, and cost-of-living adjustment in plain English.
Annotated move tax and spending comparison
Move Tax Impact Calculator Explained
This version of the calculator is designed to explain itself. Hover or tap almost any label, number, chart element, or input to see the economic meaning, workbook formula, and case-specific numbers behind it.
How to use this page
Start with the assumptions on the left, then move downward through keep rates, tax breakdowns, annual impact, and the location ranking chart. Each tooltip is written to answer both "what is this?" and "how was it calculated here?"
What This Version Adds
This annotated copy keeps the same workbook-backed model, but turns the page into a guided explanation of the tax, cost, and spending-power assumptions behind each displayed result.
Formula Walkthroughs
Important outputs now describe the formula being applied, not just the answer, so a reviewer can follow the logic back to the workbook model.
Case-Specific Inputs
Tooltips also call out the actual rates, thresholds, and assumptions used in the live scenario, so the page reads more like an explained analysis than a black-box calculator.
Inputs
Choose locations and enter the high-level assumptions for the move.
Current Keep Rate:
New Keep Rate:
Effective Raise:
Current Income:
Equivalent Income:
Adj. for Cost of Living:
Your Marginal Tax Rates and What You Keep
Current location
breakdown
Current destination
breakdown
Summary
Plain-English explanation based on the current assumptions.
Estimated Annual Impact
An annualized view based on the current workbook-backed assumptions, shown separately from the marginal analysis above.
Current annual spendable income
Moved annual spendable income
Estimated annual difference
Cost-of-living adjusted difference